Wirex Card
Multi-currency crypto card with up to 8% Cryptoback rewards across 130+ countries
4
+Pros
- Wide international coverage (130+ countries)
- 0% FX fees on all tiers
- FCA-licensed (UK regulatory approval)
- Long track record since 2014
- Multi-currency flexibility (40+ cryptocurrencies)
- Apple Pay and Google Pay support
- Virtual and physical cards
- Established compliance and reputation
−Cons
- 8% cashback rate unrealistic (requires 7.5M WXT tokens locked for 180 days)
- Monthly subscription fees up to €29.99 for top tier
- Complex tier structure difficult to navigate
- WXT token dependency for rewards
- Heavy staking requirements
- Cashback rates at practical tiers much lower (0.5-2% for most users)
Features
Cryptoback rewards program (up to 8% with Elite Ultimate tier)Cryptoback rewards program (up to 8% with Elite Ultimate tier)
Multi-currency support (40+ cryptocurrencies)Multi-currency support (40+ cryptocurrencies)
Available in 35+ countriesAvailable in 35+ countries
0% FX fees0% FX fees
Apple Pay and Google PayApple Pay and Google Pay
Virtual and physical cardsVirtual and physical cards
Tier-based benefits scaling with WXT staking and monthly spendTier-based benefits scaling with WXT staking and monthly spend
International acceptanceInternational acceptance
Established FCA-licensed platformEstablished FCA-licensed platform
Fee Structure
Trading FeePlatform-dependent
Withdrawal FeeATM withdrawals free up to £200/month (UK), then 2% fee; var
Deposit FeeNone
Signup Bonus
None currently advertised
No signup bonus currently offered.
Expert Verdict
Wirex is a UK FCA-licensed crypto card platform offering multi-currency support across 130+ countries. Founded in 2014, Wirex provides 0% FX fees and wide international acceptance, making it popular with crypto travelers. The third crypto company to receive a UK FCA e-money license.