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Best Crypto Cards 2025
Spend your crypto anywhere with the best crypto debit and credit cards.
Top Picks
"Get up to 8% crypto cashback with tiered rewards — stake CRO or subscribe monthly"
"Comprehensive cryptocurrency platform (founded 2016 as Monaco, rebranded 2018) offering trading, Visa card with crypto cashback, DeFi wallet, NFT marketplace, and staking. Seven card tiers from Midnight Blue (0% base) to Prime (8% with $1M stake). 2026 overhaul requires CRO staking OR Level Up subscription for any rewards."
"Up to $5,000 in CRO
tier-based spending rewards) + Mystery Box bonuses for trading volume" "Two bonus programs: (1) Card tier-based spend rewards within first 90 days: Midnight Blue ($100 CRO for $1,500 spend), Ruby Steel ($200 CRO for $2,000 spend), Jade Green/Royal Indigo ($300 CRO for $5,000 spend), Icy White/Frosted Rose Gold ($1,000 CRO for $10,000 spend), Obsidian ($2,500 CRO for $20,000 spend), Prime ($5,000 CRO for $20,000 spend). (2) Welcome Bonus mystery boxes: up to four milestone-based rewards for trading volume ($100, $500, $1,000, $5,000) within 30 days with randomized rewards. Rewards credited within 7 days after qualifying period. Cannot combine prepaid and credit card bonuses. KYC verification and CRO staking (or Level Up subscription) required for card tiers above Midnight Blue. As of 2026, 0% default rewards on all tiers - must maintain active CRO stake OR Level Up subscription to earn cashback."
Multi-currency card with up to 8% Cryptoback (top tier required)
[Wirex is a UK-founded crypto card platform established in 2014](https://www.spendnode.io/crypto-cards/wirex/), offering multi-currency support and tiered Cryptoback rewards. Over 6 million users across 130+ countries. [Now operates UK services via Croatian entity Wirex Digital (HANFA-regulated)](https://www.theblock.co/post/139499/wires-withdraws-fca-crypto-register) after withdrawing from FCA register, while maintaining FCA Electronic Money Institution license for legacy services.
30 days of Elite tier benefits
New users receive 30 days of Elite benefits (4% cashback tier). No deposit bonus. Free Standard tier available with 0.5% cashback; Elite Ultimate tier costs €29.99/month and requires 7.5M WXT tokens locked for 180 days to achieve 8% cashback. Tier structure: Standard (free, 0.5%), Plus (€1.49/mo, 1%), Premium (€7.49/mo, 2%), Elite (€14.99/mo, 4%), Elite Ultimate (€29.99/mo, 8%). Physical card ships free in most regions; delivery time varies by country.
DeFi-native self-custody card with 3% wETH cashback on first $2K/month
[ether.fi Cash Card is a revolutionary non-custodial crypto card](https://www.ether.fi/cash) built on Gnosis Safe wallets and OP Mainnet (migrated April 2026). [Offers dual modes: Direct Pay (spend balances) and Borrow Mode (borrow against staked ETH at 4% APY)](https://cryptocardnavi.com/en/guides/etherfi-cash-review). [Available in 93 countries as of June 2026](https://www.defycard.com/faq/does-ether-fi-cash-work-in-europe/), with UK physical cards shipping now and FCA licensing expected September 2026.
None
Free Core membership provides access to all card features. No signup bonus currently offered. Four membership tiers based on portfolio balance: Core (free, $40 refundable deposit for physical card), Luxe ($5K min), Pinnacle ($50K min), VIP (invite-only). Monthly spending limits scale by tier: Core $2K, Luxe $10K, Pinnacle $50K, VIP unlimited. [Cashback deposited monthly to vault in wETH](https://help.ether.fi/en/articles/262374-how-does-cashback-work), capped at $1,000/month maximum rewards. Physical card delivery takes 15+ business days. [UK physical cards now shipping; FCA licensing expected September 2026](https://kkinvesting.io/en/posts/etherfi-cash-card-review/).
All Crypto Cards
"Get up to 8% crypto cashback with tiered rewards — stake CRO or subscribe monthly"
"Comprehensive cryptocurrency platform (founded 2016 as Monaco, rebranded 2018) offering trading, Visa card with crypto cashback, DeFi wallet, NFT marketplace, and staking. Seven card tiers from Midnight Blue (0% base) to Prime (8% with $1M stake). 2026 overhaul requires CRO staking OR Level Up subscription for any rewards."
"Up to $5,000 in CRO
tier-based spending rewards) + Mystery Box bonuses for trading volume" "Two bonus programs: (1) Card tier-based spend rewards within first 90 days: Midnight Blue ($100 CRO for $1,500 spend), Ruby Steel ($200 CRO for $2,000 spend), Jade Green/Royal Indigo ($300 CRO for $5,000 spend), Icy White/Frosted Rose Gold ($1,000 CRO for $10,000 spend), Obsidian ($2,500 CRO for $20,000 spend), Prime ($5,000 CRO for $20,000 spend). (2) Welcome Bonus mystery boxes: up to four milestone-based rewards for trading volume ($100, $500, $1,000, $5,000) within 30 days with randomized rewards. Rewards credited within 7 days after qualifying period. Cannot combine prepaid and credit card bonuses. KYC verification and CRO staking (or Level Up subscription) required for card tiers above Midnight Blue. As of 2026, 0% default rewards on all tiers - must maintain active CRO stake OR Level Up subscription to earn cashback."
Multi-currency card with up to 8% Cryptoback (top tier required)
[Wirex is a UK-founded crypto card platform established in 2014](https://www.spendnode.io/crypto-cards/wirex/), offering multi-currency support and tiered Cryptoback rewards. Over 6 million users across 130+ countries. [Now operates UK services via Croatian entity Wirex Digital (HANFA-regulated)](https://www.theblock.co/post/139499/wires-withdraws-fca-crypto-register) after withdrawing from FCA register, while maintaining FCA Electronic Money Institution license for legacy services.
30 days of Elite tier benefits
New users receive 30 days of Elite benefits (4% cashback tier). No deposit bonus. Free Standard tier available with 0.5% cashback; Elite Ultimate tier costs €29.99/month and requires 7.5M WXT tokens locked for 180 days to achieve 8% cashback. Tier structure: Standard (free, 0.5%), Plus (€1.49/mo, 1%), Premium (€7.49/mo, 2%), Elite (€14.99/mo, 4%), Elite Ultimate (€29.99/mo, 8%). Physical card ships free in most regions; delivery time varies by country.
DeFi-native self-custody card with 3% wETH cashback on first $2K/month
[ether.fi Cash Card is a revolutionary non-custodial crypto card](https://www.ether.fi/cash) built on Gnosis Safe wallets and OP Mainnet (migrated April 2026). [Offers dual modes: Direct Pay (spend balances) and Borrow Mode (borrow against staked ETH at 4% APY)](https://cryptocardnavi.com/en/guides/etherfi-cash-review). [Available in 93 countries as of June 2026](https://www.defycard.com/faq/does-ether-fi-cash-work-in-europe/), with UK physical cards shipping now and FCA licensing expected September 2026.
None
Free Core membership provides access to all card features. No signup bonus currently offered. Four membership tiers based on portfolio balance: Core (free, $40 refundable deposit for physical card), Luxe ($5K min), Pinnacle ($50K min), VIP (invite-only). Monthly spending limits scale by tier: Core $2K, Luxe $10K, Pinnacle $50K, VIP unlimited. [Cashback deposited monthly to vault in wETH](https://help.ether.fi/en/articles/262374-how-does-cashback-work), capped at $1,000/month maximum rewards. Physical card delivery takes 15+ business days. [UK physical cards now shipping; FCA licensing expected September 2026](https://kkinvesting.io/en/posts/etherfi-cash-card-review/).
Up to 4% crypto rewards on gas, 3% dining, 2% groceries (caps apply)
[The Gemini Credit Card is a Mastercard World Elite credit card](https://www.gemini.com/credit-card) offering category-based crypto cashback rewards with no annual fee and no foreign transaction fees. [Choose from 50+ cryptocurrencies for rewards](https://support.gemini.com/hc/en-us/articles/4417496388507-Which-cryptocurrencies-can-I-choose-from-for-my-Gemini-Credit-Card-Rewards) including BTC, ETH, SOL, XRP, and stablecoins. WebBank-issued, NYDFS-regulated via Gemini exchange.
None (removed January 2026)
[The $200 welcome bonus was REMOVED effective January 31, 2026](https://www.gemini.com/legal/credit-card-intro-promo-terms) at 11:59:59 PM ET. Only applications approved on or before this date remain eligible for the bonus. New cardholders approved after this date receive no signup bonus. Previous terms: $200 in crypto for $3,000 spend in first 90 days. [Referral program still active](https://www.gemini.com/credit-card): $50 per qualified referral plus $250 bonus for every 5 referrals, max $5,000 in total crypto rewards through referrals (up to 50 referrals per year).
Dual-mode debit/credit card with up to 2% cashback in Credit Mode (EEA only)
[Nexo offers a unique dual-mode Mastercard (debit and credit)](https://nexo.com/crypto-card) that allows users to instantly toggle between spending crypto directly (debit mode with daily interest on balances) and borrowing against crypto (credit mode from 1.9% APR with cashback). [Virtual card only as of July 2026](https://cryptoslate.com/crypto-cards/nexo-card-review/) — physical card ordering temporarily paused since January 2025. EEA-only availability; [UK users can access but CANNOT earn cashback since October 2023 FCA restrictions](https://www.coindesk.com/business/2023/10/06/nexo-to-phase-out-cashback-for-uk-exchange-and-card-transactions-as-fca-rules-approach).
Platinum tier benefits for 30 days
New users receive top-tier Platinum benefits (best yields, lowest rates, 2% NEXO or 0.5% BTC cashback where allowed) for the first 30 days. Ongoing tier determined by portfolio balance and NEXO token percentage. [Physical card ordering temporarily paused since January 17, 2025](https://cryptoslate.com/crypto-cards/nexo-card-review/) — virtual card only currently available as of July 2026. Virtual card requires $50 minimum portfolio; meaningful loyalty benefits require $5,000+ portfolio minimum. Gold tier or higher required for physical card access when available. CRITICAL: [UK users can access the card but CANNOT earn any cashback due to FCA restrictions implemented October 2023](https://www.coindesk.com/business/2023/10/06/nexo-to-phase-out-cashback-for-uk-exchange-and-card-transactions-as-fca-rules-approach). Cashback available ONLY in Credit Mode (not Debit Mode) and only in eligible EEA countries (not UK).
"Earn up to 4% bitcoin back on every purchase with Coinbase One"
"American Express credit card from publicly-traded Coinbase (NASDAQ: COIN, founded 2012) offering tiered Bitcoin cashback based on total assets held on platform. Remote-first company with strong regulatory compliance across US (SEC-registered, state licenses in all 50 states), EU, UK, Singapore, Canada, and Australia."
"Platform bonus: Random Bitcoin reward
$10-$2,000 range, most receive $10-$100)" "Card-specific bonus currently unavailable (expired May 31, 2026). Previous offer: $50 BTC for spending $100 within 30 days of account opening. Platform welcome bonus available: New users can earn random BTC reward ($10-$2,000 range, most receive $10-$100) by creating account, verifying identity, and making first cryptocurrency purchase of minimum $50. Alternative 'Spin the Wheel' promotion offers $3-$200 USD or BTC for eligible US residents (except Hawaii) after first crypto purchase. Must complete KYC verification. Cannot combine multiple bonuses. Terms vary by location and eligibility."
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